Terms of Service

1. Acceptance of Terms

By accessing or using the Galaxia Predictions Market Infrastructure Network (GPMIN), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this service.

2. Regulatory Compliance

2.1 MiCA Compliance (EU)

This service complies with the Markets in Crypto-Assets Regulation (MiCA) where applicable. Users in the European Union are subject to MiCA consumer protection requirements, including the right to file complaints with their national competent authority.

2.2 US Regulatory Compliance

This service is registered with FinCEN as a Money Services Business (MSB) and complies with Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) requirements. Users in the United States may be subject to state-specific licensing requirements.

2.3 UK Regulatory Compliance

This service is registered with the Financial Conduct Authority (FCA) in the United Kingdom. All financial promotions are approved by an FCA authorized person.

3. Risk Warnings

• Cryptocurrency markets are unregulated in many jurisdictions
• Prices can be extremely volatile and may result in total loss
• Past performance is not indicative of future results
• Technology risks including smart contract bugs, hacks, and network failures
• Regulatory uncertainty may affect service availability
• No guarantee of liquidity or ability to exit positions

4. KYC/AML Requirements

You agree to provide accurate information for Know Your Customer (KYC) and Anti-Money Laundering (AML) verification. We reserve the right to:

• Request additional verification documents at any time
• Conduct ongoing monitoring of transactions
• Screen against sanctions lists (OFAC, UN, EU)
• File Suspicious Activity Reports (SARs) when required
• Block or freeze accounts for compliance reasons

5. Travel Rule Compliance

For transactions exceeding regulatory thresholds (e.g., $3,000 USD, £1,000 GBP, €1,000 EUR), we are required to collect and transmit originator and beneficiary information per Travel Rule requirements. You consent to this data collection and transmission.

6. Jurisdiction Restrictions

This service may not be available in all jurisdictions. We reserve the right to block access from unsupported or restricted jurisdictions. Users are responsible for ensuring their use of this service complies with local laws.

7. Transaction Limits

Transaction limits are based on your KYC verification level:

• Basic: $1,000 daily, $5,000 monthly
• Intermediate: $10,000 daily, $50,000 monthly
• Advanced: $100,000 daily, $500,000 monthly
• Institutional: $1,000,000 daily, $5,000,000 monthly

8. Dispute Resolution

8.1 Complaints Procedure

Complaints can be submitted through our complaints portal. We will acknowledge receipt within 1 business day and respond within 15 business days (MiCA requirement) or as required by your jurisdiction.

8.2 Alternative Dispute Resolution

If a complaint cannot be resolved directly, you may escalate to alternative dispute resolution (ADR) mechanisms as required by MiCA and other regulations.

9. Data Protection

Your personal data is processed in accordance with our Privacy Policy and applicable data protection laws including GDPR. We retain transaction records for a minimum of 5 years as required by AML regulations.

10. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any losses arising from:

• Market volatility or price movements
• Smart contract bugs or exploits
• Network failures or blockchain issues
• Regulatory changes affecting service availability
• User error or unauthorized access to accounts

11. Changes to Terms

We reserve the right to modify these terms at any time. Material changes will be notified to users at least 30 days in advance. Continued use of the service constitutes acceptance of updated terms.

12. Contact Information

For questions about these terms, compliance, or to file a complaint:

• Email: compliance@galaxia.network
• Complaints: complaints@galaxia.network
• Legal: legal@galaxia.network